Posts Tagged "business insurance"

What You Need to Know Before Buying Business Insurance

There are many reasons why a business may choose a less-than-adequate insurance policy. Business owners may be looking to save money, or they may simply not be taking into account the risks and liabilities attached to their operations. Despite many business owners’ hesitance, it is always a good idea to be alert of risks for your business and to patent your unique ideas. Legal proceedings can easily crush your business should they come about, especially if you’re not armed with a decent insurance policy. So, having illustrated the importance of business insurance, what types are...

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Watch out For These Payroll Tax Mistakes

If you run a small company or a large one… you have many responsibilities. One that can cause quite a bit of headaches is taking care of pay-roll tax obligations. It’s easy to make mistakes and the penalties can be large. So review these tips to avoid those headaches… Misclassification of Employees Hiring independent contractors to avoid paying typical expenses associated with employees is a growing trend. However, there are specific tests to determine whether these “independent contractors” should actually be classified as employees instead. For example, if...

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How to Leverage America’s Aging Workforce in Your Business

The job market is tightening. Finding great workers is getting more difficult. Yet if you set age aside, there’s a great pool of folks with fantastic business experience, interpersonal capabilities, and general proficiency. (And it’s important to know… studies show that for each 90 days a position remains unfilled, a company loses $14,000.) As companies battle each other to fill open positions, a number are looking at the pool of highly experienced, talented, slightly older workers to help fill the need. Older workers also tend to carry institutional expertise and specific...

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5 Insurance Tips to Help You Protect Your Small Business

According to statistics, there are 28 million small businesses in the United States, which account for 54% of all sales. These businesses are driven by entrepreneurial spirit and the burning desire to introduce a unique idea to the market or offer a unique skill. Launching a business and keeping it thriving demands great passion, robust business plan, significant capital and some other things most people usually overlook, such as insurance. Starting a business is itself a risk, so all business owners must take the time to insure themselves, their investment, employees, and property the right...

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Get the Most from a Commercial Insurance Policy

Small business owners are constantly implementing innovative ways to increase productivity, revenue, and reviews. With so much energy dedicated to promoting the success of the business, seldom is time spent thinking about the insurance side. Businesses face inherent risk regardless of size, location, and company size. In an instant, random occurrences can damage or destroy a business. A business insurance policy can help entrepreneurs recover, yet differences in coverage, service, and rates leave many confused where to begin. Before sourcing a business insurance policy or switching insurance...

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